Portfolio Protection
Portfolio offers a full range of F&I products backed by fast, friendly claims handling.
Vehicle Service Contracts
Portfolio service contracts are available for cars, trucks, RVs and powersports vehicles, with or without roadside assistance. We offer a variety of coverage options with the ability to customize vehicle eligibility and rate structure.
Quantum
Quantum is a service contract designed to cover the advanced electronic components that define the 21st Century driving experience. Quantum provides repair or replacement for touch and display screens, Bluetooth components, driver assistance and warning systems and more.
GAP
Guaranteed asset protection covers the deficiency between the actual cash value of a vehicle and the balance owed on the financing loan or lease when a vehicle is stolen or declared a total loss. Portfolio’s program is available for auto, RV and powersports and includes a $1,000 deductible reimbursement.
Carefree Maintenance
Our customizable prepaid maintenance programs are designed to help dealers improve service retention. Dealers set their own rates based upon service department reimbursement amounts. Carefree Maintenance is available for auto, RVs and powersports.
Spectrum Lease Protection
Portfolio’s lease wear-and-tear program offers component protection with or without exclusionary coverage. Customers also receive up to a $2,500 lease-end reimbursement for excess wear-and-tear charges at lease end, including up to $500 toward excess mileage charges.
LR3: Restore • Renew • Return
LR3 restores leased vehicles to like-new condition to make them return ready, including coverage for paintless dent repair, windshield repair, interior stains, alloy wheel repair, minor paint damage, road hazard tire repair, missing parts, audio equipment and more. Customers choose from Premium or Platinum coverage with a $3,000 total contract aggregate.
Select Shield
Our short-term limited warranty covers all major powertrain components with a flexible rate structure and a variety of available deductible options. Claims are administered at the dealership. Select Shield is available for auto, RV and powersports.
Certified Pre-Owned
Portfolio’s CPO program replaces or supplements factory warranties. We offer customization to align with the specifics of each dealer’s marketing campaign and Certified PLUS, a dual certified option with limited exclusionary coverage.
EverDrive
A longer term limited powertrain warranty offering that provides dealers with the flexibility to customize their program coverage to fit their specific marketing needs, including terms, coverage options and vehicle eligibility.
Express Care
Our interior and exterior appearance protection product helps maintain a vehicle’s showroom shine. Available coverage terms include 5 or 7 years for new vehicles and 3 or 5 years for used vehicles. Choose from Express Care or Cilajet chemicals.
Express Complete Care
Portfolio’s appearance protection program requires no chemical application and includes paintless dent repair, windshield repair, clearcoat scratches, alloy wheel repair, paint touchups, minor interior repairs and more. Express Complete Care are performed by highly skilled technicians with a maximum of two repair service visits per year of coverage.
Express 5
Express 5 combines five of Portfolio’s most popular coverage areas: 24-hour roadside assistance, windshield protection, tire and wheel protection, dent and ding repair and key replacement.
Road Hazard
Portfolio’s road hazard program repairs or replaces tires damaged by road hazards. Customers have a choice of two plans: Plan A covers up to $800 and Plan B covers up to $2,000!
Tires & Wheel
Our tire and wheel repair and replacement coverage is available for cars, trucks, RVs and powersports vehicles, all with no per-tire or per-wheel limits with contract aggregate by vehicle class.
Dent Care
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Our unlimited dent, ding and crease product covers repairs up to 2 inches in diameter and includes a deductible reimbursement benefit. Repair work is performed by members of our nationwide network of qualified paintless dent repair technicians.
Paint Film Protection
Whether customers choose Ghost Shield or generic film coverage, they can choose from one-, three- or five-year terms to protect exterior paint from scratches or stains caused by salt, bird droppings, tree sap, bugs or automotive fluids.
Glass Defense
Glass Defense was created to chemically bond to the windshield, creating a safer driving experience by strengthening the glass and reducing glare. Windshield repair or replacement warranty covers a maximum of three claims with a total contract aggregate of $2,000.
Key Replacement
Portfolio’s key replacement program covers lost, stolen or destroyed keys and provides roadside assistance. Auto and RV customers choose from coverage up to $400 or $800.
Theft Protection
Customers who purchase Portfolio’s theft deterrent products get $1,000, $2,500 or $5,000 if their car, truck or powersports vehicle is stolen and not recovered within 30 days, and the claimed amount can be applied to the down payment on their next vehicle.